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College Students: Study These Tips to Build Good Credit

Is a friend or someone in your family going off to college soon? Here’s some credit advice to pass along to the college-aged loved ones in your life:



One card is enough.
Students should establish a responsible credit history before adding additional cards. Browse good choices for student cards.


Be diligent with payments.
Be sure to emphasize credit decisions can have a critical financial impact later in life. Understand the effect of late payments.


Keep a low balance.
Start early, and encourage the habit of using only a small portion of available credit. Read more about the effect of amounts owed.


Learn about credit.
Add Credit 101 to the curriculum. Read this free booklet “Understanding Your FICO Score” for a great intro course.


For more information and resources for credit newbies, visit the myFICO educational center.

About Michael Cohen

Michael Cohen is the Digital Marketing Manager for

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