Dress professional, show up early, and be prepared with your best and worst features. These are basics for any job interview. But are you going in to the next job interview equipped with your financial health in mind? There are things you might need to know not only about your past (background) but your future (financial well being) as well. Now I’m not here to make you even more stressed before plunging into your closet for the ultimate power suit. Rather here are some tips to be aware before you wow your next boss.
Ask the “Right” Questions
Let’s be honest – the real question on both you and your potential employer’s mind is “How Much?” However, on your first interview you might not want to lead with this. On the first interview, let the interviewer bring it up naturally, or on the second interview bring it up. After all, you need to know if the job will not just cover your expenses but allow you to pay off your debt and save.
After the salary question and answer is brought up, now you should focus on questions regarding the big picture: level of insurance (health, dental, vision, life, auto, etc.), 401K & matching, stock options, and even paid time off. Some companies may not have stock options, and 401k matching is very different between companies (though it is usually recommended that if your company matches, you invest that amount).
Know Your Background
While a lot of companies will ask for references, in many cases they are also looking you up in any way they can. Some companies will look up your social media profile or even require you to include it in the application – from Facebook, LinkedIN, or Google+. Thus, it is recommended before applying and the interview you spend some time making sure that one picture that one friend posted that one night doesn’t end up in the public view.
But even more important than a picture is some companies will run a credit inquiry on your FICO® Score. That’s right: your credit history may go hand-in-hand with your resume. The good news is that like pulling your FICO Score from myFICO, a credit inquiry pulled for informational purposes related to a career count as a soft inquiry and will not affect your credit score. Just like having an impressive resume, having an impressive FICO Score could help your career.
As every company and every interview process is different, one can never be prepared perfectly for each interview, but going into an interview prepared and knowing what the company may be looking into might give you an advantage over the competition.
Michael Cohen is the Content, Community and Social Media Manager at myFICO.com.