Although we have a long way to go before conquering outer space, we should look perhaps a bit closer to our own atmosphere and consider the following: How safe are the contents we store in the cloud? What’s this ‘cloud’ you speak of? Good question.
Identity is a funny thing. I used to think I knew exactly what it was made of—Social Security number, date of birth, and first and last name. Period. But then came the Internet and the notion of identity began to change and evolve along with the latest technology.
Last time we met, I explained why your email account is valuable to hackers—what value it has and how it could be used to gain access to more of your coveted personally identifiable information (PII) than you might think. But it’s not just your email that hackers want; they want your phone number, too.
The Fair Credit Reporting Act (FCRA) is a complex piece of legislation designed to promote the accuracy, fairness, and privacy of consumer information contained within the files of credit reporting agencies. You can see the FCRA in totality on the Federal Trade Commission’s website, however, there are a lot of terms, definitions, and rules that can confuse those of us who are not experts in the field.
So let’s make the Fair Credit Reporting Act a little bit easier to understand…
When people think about identity theft, they often focus on credit card fraud—someone racks up fraudulent transactions on your debit or credit card. This type of identity theft can be extremely frustrating, but luckily, credit card companies and banks have security measures and processes in place to keep your cards protected. It’s the other types of identity theft you have to worry about.