Credit Scores 101: What’s a Good Credit Score Range?

So you’ve done your research and found out your exact credit scores. Now what? What does that number actually...

The 5 factors that determine a FICO® Score

Many people of “creditworthy” age know what a FICO® score is. For those who aren’t sure or need a...

How difficult is it to improve your credit score? It might be easier than you think.

Yes, it’s true – improving your credit score might be easier than you think. That’s not saying it will...

Annuities: Basic Training for a Complex Product

  Determining whether or not you should purchase an annuity can be a very frustrating process. Most annuities are...

Paying down debt vs. investing and saving. What's the right choice?

Everyone’s financial situation is different, so the money decision(s) you make must be based on your current financial condition...
FICO Scores & Credit Reports
Credit Scores 101: What’s a Good Credit Score Range?
FICO Scores & Credit Reports
The 5 factors that determine a FICO® Score
FICO Scores & Credit Reports, Personal Finance
How difficult is it to improve your credit score? It might be easier than you think.
Personal Finance
Annuities: Basic Training for a Complex Product
Financing & Loans, Personal Finance
Paying down debt vs. investing and saving. What's the right choice?
fico score category

FICO Scores & Credit Reports

Welcome to the myFICO Blog

We're your source of knowledge for all things credit (and a few other things too). Learn about your FICO Scores and credit reports, plus get expert credit card and loan tips, personal finance advice and more.

Credit card category

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Recent posts

FICO Scores & Credit Reports, Personal Finance

Does your credit impact your health?

You probably already knew this intuitively (for example, you might have read that paragraph above and said, “of course they’re connected, Jeanne!”). In spite of this, people are frequently surprised when I suggest that our health and our credit are closely connected. Health and credit are two things we don’t always see as linked… but they are. Your health can impact your credit. Your credit can impact your health.

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FICO Scores & Credit Reports

10 ways to stay positive while you’re working on your credit

We live in an instant world. You shop for something online and it’s at your door in days (or hours!). If you want pizza, you can probably get it delivered in 30 minutes or less without even speaking to a human. And how can we even get started on the numerous ways to watch our favorite movie, series or documentary instantly.
So why oh why can’t it be the same with rebuilding credit?

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Credit Cards

What does the Costco transition from Amex to Citibank Visa mean to your FICO® Score?

I love shopping at Costco. In fact, I got an Amex Costco TrueEarnings Credit Card because I can use it to pay for purchases both in and outside of Costco while earning great rewards. In addition, it has no annual fee and serves as my Costco membership card. With the news of the transition from Amex to Citibank Visa, I can’t help but wonder what my options are and how the transition could affect my FICO® Score.

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FICO Scores & Credit Reports, Financing & Loans

The scores that matter in auto lending

Thinking about getting a new car? Based on all the car company advertising, it would appear it’s a great time to be in the market to buy a new vehicle. All of the big car companies are promoting cash back incentives, 0% financing and other incentives to move that 2015 inventory off the lot.

However, have you also noticed the fine print in the advertisements pointing out that these more favorable financing terms are only available to qualified applicants? And, having a higher FICO® Score is often quoted as one of the key requirements.

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FICO Scores & Credit Reports, Financing & Loans

The scores that matter in mortgage lending

So you’re ready to take on a new mortgage and you’ve done your research. You have been educating yourself about credit scores, the credit process and how lenders evaluate credit for mortgage loan applications as you are getting ready to purchase a new home. And you know understanding your FICO® Scores is really important as they are the credit scores most commonly used in the mortgage loan review process.

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FICO Scores & Credit Reports

The perks of “exceptional” credit: 3 ways to capitalize on 800+ FICO® Scores

The latest FICO® Score data brought with it some encouraging news about consumers’ FICO® Scores and credit health: a growing number of U.S consumers—19.9%—have FICO Scores of 800 or higher. That’s nearly one in five people with FICO Scores in the “exceptional” credit range.

With news of more people boasting 800+ FICO Scores, we thought now’s the perfect time to detail a few specific perks of having high scores.

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Popular posts

Should you refinance your auto loan? That's a good question.

Everyone is talking about using the current low interest rates to refinance mortgages. What about auto loans? Why shouldn’t people consider using these same low rates to refinance their...

Paying down debt vs. investing and saving. What's the right choice?

Everyone’s financial situation is different, so the money decision(s) you make must be based on your current financial condition as well as where you’d like to see your financial...