Seeking Financial Help? Consider these 5 Steps before making a decision.

Managing one’s finances can be a challenging undertaking for some people.  Lack of time, not being comfortable with money...

Ask FICO: No FICO® Score? What should I do?

Ask FICO is a new Q & A column where our credit scoring expert, Tom Quinn answers common credit...

Will FICO® Scores Determine the Super Bowl?

Super Bowl fever is starting to build as Super Bowl Sunday approaches.  As part of the lead-up to the...

2017 New Year’s Resolutions That Could Help Your Credit

New Years is the perfect time to start fresh – change those bad habits into good ones and make...

Why your email account is valuable to hackers

Identity is a funny thing. I used to think I knew exactly what it was made of—Social Security number,...
Personal Finance
Seeking Financial Help? Consider these 5 Steps before making a decision.
FICO Scores & Credit Reports
Ask FICO: No FICO® Score? What should I do?
Credit News & Current Events
Will FICO® Scores Determine the Super Bowl?
Credit News & Current Events
2017 New Year’s Resolutions That Could Help Your Credit
Identity Theft
Why your email account is valuable to hackers
fico score category

FICO Scores & Credit Reports

Welcome to the myFICO Blog

We're your source of knowledge for all things credit (and a few other things too). Learn about your FICO Scores and credit reports, plus get expert credit card and loan tips, personal finance advice and more.

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Recent posts

Financing & Loans

IDR (Income Driven Repayment) – lessening the stress of federal student loan repayment.

Paying back student loans is a stressful experience, especially for a recent graduate who is either unemployed or making a low salary. That’s where IDR (Income Driven Repayment) plans come in. These plans were developed to help borrowers (students, not parents) keep loan payments affordable and manageable, lowering the stress that typically comes with repayment.

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Financing & Loans, Personal Finance

5 Tax advantages of owning a home… #5 will make your day!

Whether you currently own a home or are just thinking about purchasing one, there are a number of tax advantages you’ll probably want to know about. These advantages are sometimes hidden within paperwork and difficult to find (without the help of an expensive accountant) or often overlooked by those of us who are not industry professionals. So we’re putting an end to the mystery by listing 5 of the most common (and money-saving) tax breaks of homeownership.

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Financing & Loans, Personal Finance

Paying down debt vs. investing and saving. What’s the right choice?

Everyone’s financial situation is different, so the money decision(s) you make must be based on your current financial condition as well as where you’d like to see your financial status in the future. Sure, there are many rules of thumb when it comes to investing, saving, debt payments and more, but when it comes down to it, any decision you make must be built around your actual financial situation, not what others think it should be or what you wish it was.

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Personal Finance

Money 911: Establishing an emergency fund

They happen all the time: those unanticipated expenses caused by illness… auto problems… job loss… appliance breakdowns… and the list goes on. Sure, they’re all part of life, but where’s the money supposed to come from to help pay for them? That’s where an emergency fund comes in handy.

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Personal Finance

College savings – Facts and tips for parents

You know the saying, “The early bird catches the worm”. Well, when it comes to saving for college, the same idea holds true, but it’s more like, “The early bird catches financial peace of mind”.

It may seem as though your child’s college years are light years away, but time goes quickly and the last thing you want is to be caught financially unprepared for your child’s education. (Okay, it might not be the last thing you want, but it’s probably close.) So how do we stop that from happening? Read on…

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Personal Finance

When the wedding is over: Merging money after marriage

When you search online for “list of marriage conflicts”, there is always one particular cause of conflict that appears in the Top 5: Money.

There are a number of complex psychological reasons why money causes stress and strife within a marriage. Perhaps one spouse has a fear of not having security; there’s a lack of trust within the relationship; there’s a fear that one spouse doesn’t have respect for the other’s monetary values… and the list goes on.

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Popular posts

Ask FICO: No FICO® Score? What should I do?

Ask FICO is a new Q & A column where our credit scoring expert, Tom Quinn answers common credit score and credit-related questions that you have. Post your questions...

Your debt payoff plan & how it could impact your FICO Scores

There’s an endless supply of theories on how to manage your debt in a healthy, responsible way. Some believe not to get into debt at all while others rack...