5 Ways to Start Getting Out of Debt

Jeff Rose from Good Financial Cents shares five ways to start tackling your debt now:   … [Read more...]

Good Credit Habits: The Gift that Keeps Giving

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It's everyone's favorite season! The holidays are filled with cheer, goodwill and generosity — and so much candy! You've probably spent plenty of time thinking about what to get your children, spouse, family and friends …but have you considered what to get yourself?   I'm not talking about splurging on a big-screen TV, or cute new designer shoes. It can be tempting to treat yourself to something exciting since you're already out shopping for everyone else. However, there’s one gift you can give yourself now that you’ll enjoy for years to come: the gift of developing good credit habits that will lead to a strong FICO score.   Here are just a few reasons why you should give yourself the gift of good credit habits:   -Life often throws us unexpected … [Read more...]

Celebrate Financial Independence

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The Fourth of July means barbecues, the beach, fireworks and family – but take a moment this holiday to contemplate your financial freedom. Having a great credit score makes it easier to pursue the American dream, so follow these four easy steps towards cultivating a strong FICO Score and long-term financial health:     Create a Budget   With so many free budget tools available online and on your smartphone, there’s no excuse for not hammering out a plan. Sign up for a service that tracks your weekly spending and helps you stay within your budget goals – and then apply those extra savings to paying down your debt. Read more about debt management.     Set Up Automatic Payment Reminders Don’t let forgetfulness wreak havoc on … [Read more...]