10 Steps to Achieve Your FICO Score Resolutions

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Many of us are preparing to make New Year resolutions – such as eating healthier, exercising more, being more productive and improving financial health. All of these are lofty goals, but in terms of enhancing your wallet, there are a few simple things you can do in regards to your FICO Score that can reap long-term financial benefits.   So after you pack up the holiday decorations, finish that last piece of fruit cake and send off 2012 with a bang, follow these 10 steps to help increase your financial fitness – in 2013 and beyond.   1. Get your credit report. Your credit report is a snapshot of how lenders see you. There are three national credit reporting agencies in the U.S. (Equifax, Experian and TransUnion) and you should get a copy of your report from each. … [Read more...]

Secrets of FICO High Achievers

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More than 50 million people have the bragging rights of being FICO "High Achiever" (a FICO Score of 785 and above) which can save them thousands of dollars over the lifetime of a loan. A recent myFICO study reveals that these "High Achievers" exhibit strikingly similar credit habits.     … [Read more...]

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