Be Prepared – A Motto for Prospective Refinancers or Home Buyers

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Thinking of refinancing or buying a house this spring to take advantage of record low interest rates?  If so, you are not alone.  In particular, home buying activity has reportedly picked up in most U.S. markets at a time when the inventory of homes for sale is very low.   This is creating a competitive environment in many communities. In turn, home prices are increasing and bidding wars are again becoming commonplace. The more qualified you are as a buyer, the better chance you will have of getting the house you want.  By qualified, I mean that you are pre-approved with excellent credit ratings, and you have the ability to make a sizable down payment.   Don’t make the mistake of getting so caught up in house hunting, you wait until the last minute to do your … [Read more...]

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