The Super Bowl of Credit Scores

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  Super Bowl XLVII is almost here! As the much anticipated Harbaugh-bowl approaches, there’s non-stop talk and big  predictions about who will win and the final score.   Will it be the Baltimore Ravens or the San Francisco 49ers?   We all have to wait for the game itself to know for sure, but experts have used lots of statistical models to predict who will win and even to forecast the spread of the final score.  Some approaches are unorthodox to say the least; a camel named Princess in a New Jersey zoo reportedly has an uncanny ability to predict the winning team correctly, using graham crackers as her medium.   Other approaches are more traditional and data driven, an approach we appreciate at FICO. Most use mathematics to evaluate hundreds of historical … [Read more...]

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