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Many people are surprised to learn that the majority of Americans (~64%) own their home (defined as the percentage of homes that are owned by their occupants). This rate can vary depending on various factors such as age (younger people…
Continue readingWill a deferment or forbearance on my student loan drop my FICO® Scores? It’s a common practice for individuals to file for deferment or forbearance on student loans while they’re still in school. A deferment or forbearance allows you to temporarily stop…
Continue readingDiscovering your home’s value takes a little time and occasionally a bit of money, but it could be worth the peace of mind. At some point during your online ventures, you’ve probably seen ads that offer to tell you how…
Continue readingMonetary Resources are just one consideration when deciding between an auto lease and financing an auto purchase. When most people are considering whether to lease or purchase a car, their first thought goes to the financial aspect of the decision….
Continue readingYour credit score can have a big impact on your auto loan… in more ways than one. A word of advice: the first thing to do when even thinking about purchasing a car is to check your credit score. The…
Continue readingBefore signing on the dotted line, there are a few things about student loans you may want to consider… College is expensive. That’s a given. What’s not a given is how your child is supposed to pay for his or…
Continue readingAn increase in interest rates means an increase in monthly costs. Now’s the time to make a plan. When you hear that interest rates are rising, do you know exactly what’s causing those rates to rise and who’s raising them?…
Continue readingThe first thing to know about a HELOC is that it’s not the same as a Home Equity Loan. This is important because many people confuse the two and, in certain aspects, they’re at opposite ends of the lending spectrum….
Continue readingHARP – Home Affordable Refinance Program. The acronym helps us remember what the letters stand for, but what is HARP and why was it created? HARP was developed by the Federal Housing Finance Agency in an effort to help homeowners,…
Continue readingPaying back student loans is a stressful experience, especially for a recent graduate who is either unemployed or making a low salary. That’s where IDR (Income Driven Repayment) plans come in. These plans were developed to help borrowers (students, not…
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