Many people are curious as to what the lowest possible credit score is. They also wonder: if my score is in the range of the lowest score, should I kiss any kind of loan or credit approval goodbye? For now,…
Continue readingMoney is a personal thing. With a new romantic partner, discussing finances can be difficult. When do you tell them about your debt – past or present? When should you discuss your credit scores? When should you even consider lending…
Continue readingSometimes, asking Google a question can lead to way too much information. That’s especially true when trying to get information about credit scores and credit reports. You might ask, “What’s my FICO Scores?” or “Why did my credit score go…
Continue readingYour FICO® Scores go up and down all the time. It might’ve increased because your credit utilization (the amount of available credit you’re using) went down. Or it could’ve decreased because you didn’t pay a bill on time. These are…
Continue readingThe financial downturn that started in 2007 hit millions of people very hard. The problem today, almost thirteen years later, is that many people are still struggling to bounce back. In a nationwide Bankrate survey, 48% of Americans who were…
Continue readingAlthough retirement might seem far away, it sneaks up on you. Before you know it, you’ll be at the age where you start to wonder where your income will come from. Once you retire, how will you pay your bills?…
Continue readingOften, the reason we don’t have the money we want (or need) is because of the financial decisions we make. Maybe we spend too much on things we don’t really need. Perhaps we don’t have a budget in place and…
Continue reading2020 is right around the corner and that means it’s the perfect time to get your financial goals in order. So, where do you start? What’s the first thing you should do to help make 2020 your best financial year…
Continue readingAs a new year starts, many of us will take stock of how the last year went… things like our accomplishments as well as challenges, and determine a set of new resolutions for the coming year. Some of the more…
Continue readingLast year’s holiday spending added a lot of debt to people’s credit cards. (Good to know, now that we’re in the holiday season.) Add to that student loans and auto financing and the debt keeps growing. $4 trillion is a…
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