There’s no doubt about it: saving money should always be a top priority. It can lead to earlier financial independence and security. It’s also a great way to help ensure you stay out of debt and pay your bills on…
Continue readingIt’s that time of year when our spending patterns can often go into over-drive as we buy gifts, stock up on food and libations and prepare for entertaining friends and family. Even the most budget-conscious individuals will likely see increases…
Continue readingYou’re shopping online or in the mall and there it is the high-tech TV you’ve been hearing about… the pair of shoes you’ve always wanted… the cellphone that’s finally on sale. What do you do? Do you splurge, destroy your…
Continue readingBack before the Great Recession, Americans were on a spending spree. From mortgages to car loans to credit cards, it was like no one had a care in the world when it came to debt. Then we had the Financial…
Continue readingThe reasons people need to save money are endless. It could be anything – the price of gasoline increases… you lose your job… your rent goes up. Whatever the reason, there are right ways and wrong ways to save. What…
Continue readingYou’ve probably heard it many, many times: if you want to be wealthy, always spend less than you earn and invest wisely. It’s true. However, there’s more to a rich life than following those two concepts. In an article by…
Continue readingSaving money is a job. It takes thought, budgeting and most importantly, money. Let’s start by taking each one of these separately: Thought: In order to think about saving money correctly, it’s essential to possess financial literacy. This means you…
Continue readingMortgage interest rates are going down. So what does that mean for you? It’s simple: a lower rate decreases your interest cost which in turn lowers your monthly payment. However, first things first. Do you have a high enough credit…
Continue readingMost of us go to work every day with the hope that what we do will pay off in the end: a paycheck that lets us keep up with our financial obligations and hopefully enables us to save some money…
Continue readingWe’re all different. We make different amounts of money… we spend differently… we save differently… we handle money differently. However, the one thing we all have in common is that at one time or another, we’ll have an unexpected situation…
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