Quiz results are in! (And they may actually surprise you)

Last month we posted a fun quiz on the blog section of myFICO to test how well people know...

Does your credit impact your health?

You probably already knew this intuitively (for example, you might have read that paragraph above and said, “of course...

Your debt payoff plan & how it could impact your FICO Scores

There’s an endless supply of theories on how to manage your debt in a healthy, responsible way. Some believe...

Should I Transfer My Credit Card Balance to Another Credit Card?

If you’ve been stuck on the credit card debt treadmill for a while, struggling to make anything more than...

How to Avoid Paying Credit Card Interest

It’s no mystery that credit card companies charge interest on outstanding balances. And most credit card users are at...
Credit News & Current Events, FICO Scores & Credit Reports
Quiz results are in! (And they may actually surprise you)
FICO Scores & Credit Reports, Personal Finance
Does your credit impact your health?
FICO Scores & Credit Reports
Your debt payoff plan & how it could impact your FICO Scores
Credit Cards
Should I Transfer My Credit Card Balance to Another Credit Card?
Credit Cards
How to Avoid Paying Credit Card Interest
fico score category

FICO Scores & Credit Reports

Welcome to the myFICO Blog

We're your source of knowledge for all things credit (and a few other things too). Learn about your FICO Scores and credit reports, plus get expert credit card and loan tips, personal finance advice and more.

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Recent posts

FICO Scores & Credit Reports, Personal Finance

Does your credit impact your health?

You probably already knew this intuitively (for example, you might have read that paragraph above and said, “of course they’re connected, Jeanne!”). In spite of this, people are frequently surprised when I suggest that our health and our credit are closely connected. Health and credit are two things we don’t always see as linked… but they are. Your health can impact your credit. Your credit can impact your health.

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FICO Scores & Credit Reports

10 ways to stay positive while you’re working on your credit

We live in an instant world. You shop for something online and it’s at your door in days (or hours!). If you want pizza, you can probably get it delivered in 30 minutes or less without even speaking to a human. And how can we even get started on the numerous ways to watch our favorite movie, series or documentary instantly.
So why oh why can’t it be the same with rebuilding credit?

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Credit Cards

What does the Costco transition from Amex to Citibank Visa mean to your FICO® Score?

I love shopping at Costco. In fact, I got an Amex Costco TrueEarnings Credit Card because I can use it to pay for purchases both in and outside of Costco while earning great rewards. In addition, it has no annual fee and serves as my Costco membership card. With the news of the transition from Amex to Citibank Visa, I can’t help but wonder what my options are and how the transition could affect my FICO® Score.

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FICO Scores & Credit Reports, Financing & Loans

The scores that matter in auto lending

Thinking about getting a new car? Based on all the car company advertising, it would appear it’s a great time to be in the market to buy a new vehicle. All of the big car companies are promoting cash back incentives, 0% financing and other incentives to move that 2015 inventory off the lot.

However, have you also noticed the fine print in the advertisements pointing out that these more favorable financing terms are only available to qualified applicants? And, having a higher FICO® Score is often quoted as one of the key requirements.

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FICO Scores & Credit Reports, Financing & Loans

The scores that matter in mortgage lending

So you’re ready to take on a new mortgage and you’ve done your research. You have been educating yourself about credit scores, the credit process and how lenders evaluate credit for mortgage loan applications as you are getting ready to purchase a new home. And you know understanding your FICO® Scores is really important as they are the credit scores most commonly used in the mortgage loan review process.

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FICO Scores & Credit Reports

The perks of “exceptional” credit: 3 ways to capitalize on 800+ FICO® Scores

The latest FICO® Score data brought with it some encouraging news about consumers’ FICO® Scores and credit health: a growing number of U.S consumers—19.9%—have FICO Scores of 800 or higher. That’s nearly one in five people with FICO Scores in the “exceptional” credit range.

With news of more people boasting 800+ FICO Scores, we thought now’s the perfect time to detail a few specific perks of having high scores.

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Popular posts

Does your credit impact your health?

You probably already knew this intuitively (for example, you might have read that paragraph above and said, “of course they’re connected, Jeanne!”). In spite of this, people are frequently...

How to ask for a credit limit increase (and make sure you get it)

Ever since the financial crisis, credit issuers have become increasingly judicious about giving out credit limit increases. It wasn’t unheard of to be granted an astronomical increase to your...